Saving you money by determining the most appropriate loan for your needs is our priority. This is just one more way that Blueleaf Lending shows you the difference we can make for you.

The following is an overview of some of our most popular low rate mortgage products.

30 Year Fixed
A 30 year fixed rate mortgage gives you the security of one monthly payment amount for the entire life of your loan. It’s the best mortgage for safety and security. You’ll be protected from marketplace fluctuations as you build long-term equity.

Refi Plus
Recent bills passed by the government have now made it possible for borrowers to take advantage of historically low mortgage rates, even if their home has declined in value. These programs will allow borrowers, who have demonstrated the ability to pay their mortgage, to lower their payment and avoid additional costs, such as mortgage insurance and appraisals.

FHA Loans
Your dream home may be closer than you think. Choose an FHA loan to turn your dreams into reality. Our goal is to bring home ownership opportunities with the lowest rates to your desired neighborhood. With an FHA loan, your ability to make monthly payments determines the loan amount you qualify for, instead of how much money you’ve saved. You’ll also have more flexible credit guidelines to help you qualify.

VA Loans
With a VA loan from Blueleaf Lending, a zero down payment is possible in a number of cases. You’ll also be bale to avoid mortgage insurance and qualify with less stringent credit standards and no income caps. More than 27 million veterans qualify for VA loans, so don’t wait because you may qualify for a VA loan!

ARM with Fixed Rate
With an adjustable rate mortgage from Blueleaf Lending, you’ll have a lower monthly payment and be able to decide for yourself where your money will go each month. With the lowest cost adjustable rate mortgage loan we have to offer, you can use your money however you see fit.

Reverse Mortgage
Seniors over the age of 62 can qualify for a reverse mortgage. You’ll immediately turn your home’s equity into cash in your pocket. Instead of making monthly mortgage payments, you’ll receive extra money each month, or all right away in one lump sum. The loan amount you qualify for is determined by your age and the value of your home. You won’t have to repay your loan during your lifetime unless you move out or sell your home. You’ll also maintain ownership of your home as you increase your quality of life.